Jili9 Debit and Credit Cards — Limits, Fees & Settlement

Below covers Debit and Credit Cards as a payment method — who runs it, its licensing, and what it publishes on limits and fees.

Debit and Credit Cards at a glance

Field	Value
Operated by	Visa and Mastercard’s international networks pair with BancNet’s domestic debit network. Each card comes from an individual BSP-supervised bank rather than from the networks
Regulated by	Bangko Sentral ng Pilipinas
Wallet limit	Not applicable to this rail
Per-transaction cap	Not applicable to this rail
Settlement	Not applicable to this rail
Published fees	BSP Circular No. 1165 of 2023 lifted the cap on credit card interest and finance charges for revolving balances to 36 per cent a year, or 3 per cent a month, up from the 24 per cent cap set in 2020. The processing fee cap for a cash advance, per that same circular, is a flat PHP 200 per transaction, with no additional charges permitted. Commercial negotiation between acquirer and merchant, not a BSP cap, determines merchant discount and interchange rates; the percentages commonly attached to them have no primary source, which is why they’re absent here.

These numbers reflect one moment, recorded 2026-09. The provider’s own page is the only current source, because payment providers revise limits and fees without notice.

What gambling transactions mean under Debit and Credit Cards

Nothing specific to gambling transactions in the Philippines has surfaced from BSP, Visa, or Mastercard despite a dedicated search. Industry-wide classification under merchant category code 7995 makes gambling merchants a restricted category needing explicit acquirer sign-off, something many issuing banks are said to reject automatically. Because there’s no published rule to reference, a card payment to a gambling merchant might simply be declined — that’s the only reason this description is included, drawn from general payments explainers rather than any Philippine network or regulator statement, and not offered as a fact about Philippine cards.

Paying with Debit and Credit Cards at Jili9

1. Sign in at Jili9 and open the cashier.
2. Among the payment methods the cashier lists for your account, choose Debit and Credit Cards.
3. Make sure the name on your Jili9 account matches the name on your Debit and Credit Cards account.
4. Look over the minimum, maximum and any fee on the cashier screen, then go ahead and confirm the amount.

Before every first deposit with a new method, check the cashier screen, where your account’s live limits appear.